Tips we are sharing...
An interview with Selwyn Wener, Financial Planning consultant - Silicon Valley, United States
Tip #1: The killer of any financial plan is delaying the implementation.
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Costs and mortality rates have improved resulting in lower rates for term insurance and improved guarantees. New circumstances and family changes may require a change in coverage.
Tip #5: Neglecting the possibility of increasing medical expenses in later life.
Government programs provide very little benefit for long term care situations which are expensive. Unless you qualify for benefits under MEDICAL or MEDICARE, you should consider long term care insurance while you have good health and the premium is affordable.
Bio
Selwyn Wener has been a financial consultant with New England Financial in the San Francisco Bay Area for over 40 years. Many of his clients are South Africans who have immigrated to the area. He schooled at Bellvue High and when not helping clients plan their financial future, or spending time with his wife and children, you can find him on the golf course!
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